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How to Test Open Banking Payments in the Demo Environment

How to simulate Open Banking payments in the demo environment using different banks

Värskendatud üle 3 kuu tagasi

LHV Open Banking (EE)

  1. On the payment method selection page, click LHV EE.

  2. You will be redirected to LHV’s login page.

  3. Select Sandbox and click Log in.

  4. On the next screen, click Select account, choose an account, then click Select.

  5. Choose Smart-ID and click Confirm.

  6. The payment will complete automatically.


Swedbank Open Banking

  1. Choose Swedbank from the payment method list.

  2. You will be redirected to Swedbank’s login page.

  3. Under PIN-calculator, enter both User ID and Password as 123456. Click Enter.

  4. On the next screen, select Myself in the Select Customer field and click Submit.

  5. On the access confirmation page, click Confirm.

  6. Select an IBAN from the account list and sign using the chosen signing method.

  7. The payment will complete automatically.


SEB Open Banking

  1. Select SEB on the payment method selection page.

  2. You’ll be redirected to SEB’s login page.

  3. Enter ibsUser1 and click Accept.

  4. Click Agree and Continue.

  5. Enter ibsUser1 again and click Accept.

  6. Select an account, click Continue, then Confirm.

  7. Click Back to provider to return to the merchant site.


Luminor Open Banking

  1. Click Luminor in the payment method selection page.

  2. You’ll be redirected to Luminor’s login page.

  3. Select Smart-ID and click Log in.

  4. Enter the username based on the country:

    • Luminor LT: 111111

    • Luminor LV: 222222

    • Luminor EE: 333333

  5. Choose an account and click Pay.

  6. Sign the payment.

  7. The payment will complete automatically.


Coop Pank Open Banking

  1. Choose Coop Pank on the payment method selection page.

  2. You will be redirected to Coop’s login page.

  3. Under Mobile-ID, enter both Username and Password as obcoop1, then click LOG IN.

  4. Click CONFIRM.

  5. Select an account and click Pay.

  6. Click CONFIRM again to complete the payment.


Šiaulių Bankas Open Banking

  1. Select Šiaulių Bankas on the payment method selection page.

  2. You’ll be redirected to the Šiaulių Bankas sandbox login page. Click Log in.

  3. Click Confirm.

  4. Select an account and click Confirm again.

  5. The payment will complete automatically.


Citadele Open Banking

Citadele currently does not support sandbox testing for Open Banking payments.


Revolut Open Banking

  1. Click Revolut on the payment method selection page.

  2. On the login page:

    • Leave the country code as +44

    • Enter mobile number 7250526671

    • Click Continue

  3. Enter the passcode: 0000.

  4. A 6-digit code will be pre-filled. Click Continue.

  5. On the payment request screen, click Authorise.

  6. An “Access granted” message will briefly appear.

Note: Revolut payments in the sandbox environment will fail with the status message “There is not enough available funds.”

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