Card Payments
We support both Visa and Mastercard debit and credit cards. The platform enables the following card-based payment features:
One-off payments
Link-based payments
Subscription payments
Token and recurring payments – ideal for automating billing cycles for subscription-based or usage-based services.
In addition, we support digital wallet payments via:
Apple Pay
Google Pay
Click to Pay
We also support Click to Pay, a streamlined checkout method for online card payments. Click to Pay uses stored card credentials to eliminate the need for manual card entry, making the checkout experience faster and more secure for your customers.
Alternative Payment Methods (APMs)
Alternative payment methods offer a card-free way for customers to complete transactions. Our payment gateway platform currently supports the following APMs:
Payment Initiation Service (Bank Transfer)
This method enables customers to pay directly from their bank accounts. The funds are transferred to the service provider’s designated account in the merchant portal. Payments are processed via Open Banking APIs, which allow secure, third-party access to financial data and payment functionality.
Supported banks include:
SEB (EE, LV, LT)
Swedbank (EE, LV, LT)
LHV (EE)
Coop (EE)
Citadele (EE, LV, LT)
Luminor (EE, LV, LT)
Artea Bankas (LT)
URBO (LT)
Revolut
Note: Bank coverage may vary by region and account type.
PayPal
We also allow service providers to accept payments via PayPal. To enable this, configure your PayPal merchant credentials in the merchant portal. Once set up, customers can pay using their PayPal accounts, and funds are settled directly into your PayPal merchant account.
Buy Now, Pay Later (BNPL)
LHV Partial Payment
LHV Partial Payment lets customers spread their purchase into smaller installments — with no added fees. Shoppers can pay in two or three equal installments over a period of up to three months, making higher-value purchases more accessible.
You receive full payment upfront.
Your customers enjoy greater flexibility at no extra cost.
It’s a convenient solution that benefits both merchants and customers.
Offering multiple payment options can help improve conversion rates and customer satisfaction by catering to diverse payment preferences.